So, what is social engineering? Simply put, it’s a tactic that cybercriminals use to manipulate people into disclosing sensitive information. It could be something as simple as a phishing email that looks legitimate but contains a virus or links to…
Priority Number One: Safety First The aftermath of a hailstorm can be incredibly stressful. However, the first thing you need to do is ensure that everyone in your home or establishment is safe from harm. If anyone is injured, call…
What is a percent-based deductible? Traditionally, deductibles are set at a fixed dollar amount. For example, if you have a $1,000 deductible and file a claim for $5,000, you would pay the first $1,000, and your insurance company would cover…
Workers’ compensation insurance is an essential part of any business, especially in the trades. Ensuring that your employees are protected in the event of injury or illness from the work they do is crucial. But what if I told you…
Groundwater seepage is a topic that is often overlooked by homeowners. In this article, we’ll discuss why groundwater seepage is a problem, how it can damage your home, and what you can do to protect your property. Why Groundwater Seepage…
Build a Relationship with a Trusted Agent Having a single point of contact is key when it comes to renewing your business insurance. You want to build a relationship with an agent or agency that you trust to provide you…
What is Uninsured Motorist Property Damage? UMPD is a type of car insurance coverage that provides protection for damage to your vehicle in the event that you are in an accident with an uninsured driver. This coverage is not mandatory,…
Workers’ compensation insurance can be a complicated topic for business owners. With terms like “experience modification factor” (Experience Mod ) and “expected losses,” it’s no wonder that many people feel confused when trying to figure out what it all means.…
Reasons for Non-renewal One of the most common reasons for non-renewal is a decrease in an individual’s insurance score. Insurance scores are similar to credit scores, and they are used to determine how likely a person is to file a…
In this guide, we’ll walk you through the basics of commercial property insurance, including building and business personal property coverage and inland marine coverage. By the end, you’ll better understand how these policies can help keep your business secure. What…
