How Does Loss of Use Coverage Work? Most homeowners insurance companies include loss of use coverage in their policies. The limit is typically a percentage of your dwelling coverage—the amount it would cost to repair or rebuild your home. For…
Choosing the Right Coverage for You When you work with an independent agent, you are not beholden to just one insurance company. We have the ability to shop around and find the best coverage for your individual needs at the…
The most popular smart devices that offer homeowners insurance discounts are security systems, But other devices like thermostats, water sensors, and lighting can also help you save. Here are some of the most common discounts and how much you can…
Liability insurance pays for medical bills and damage to other cars if you cause an accident. It does not cover damage to your own car. You can choose from different levels of coverage, but it is recommended that you get…
In this post, we’ll explain what matching roofing and siding coverage is and why it’s so important. We’ll also provide some tips on how to ensure that you have this coverage in place before you need it. What is Matching…
There’s nothing quite like the peace of mind that comes with knowing your home is covered by a homeowners insurance policy. But what does that coverage actually entail? When it comes to one of the most critical parts of your…
Your gutters are designed to catch rainwater and snowmelt and route it away from your home. But when they get clogged with leaves, sticks, and other debris, they can’t do their job properly. And when that happens, runoff from your…
The Ultimate Illinois Winter Home Preparation Checklist Here in Illinois, we know a thing or two about winters. And one of the most important things we know is how to prepare our homes for the long months of cold and…
So you want to store your motorcycle for the winter. Maybe you’re going off to college or taking an extended trip and won’t be able to ride for a while. Whatever the reason, if you want to keep your motorcycle…
Step 1: Call the Police if Necessary If you’ve been in an accident, the first thing you should do is call the police. They will be able to assess the situation and determine if anyone was injured. They will also…
