Category Personal Insurance

When you’re self-employed, your home often doubles as your workplace, making homeowners insurance not just a necessity, but a critical component of your business’s safety net. This article breaks down the complexities of homeowners insurance for the self-employed into digestible,…

Welcome to the world of home insurance, where safeguarding your investment is paramount, no matter what type of property you own. Whether you’re a first-time buyer or a seasoned homeowner, understanding the ins and outs of insurance policies is crucial.…

What is homeowners insurance and why do I need it? Homeowners insurance is a type of coverage designed to protect one of your most valuable assets: your home. It offers financial protection against unforeseen events like fires, theft, or certain…

Explore the essentials of flood insurance in Northern Illinois. Understand coverage, costs, and risk factors to make informed decisions. Don't let unexpected floods catch you off guard – get the insights you need now!

Curious about what your Illinois home insurance really covers? Look no further. In this comprehensive guide, we break down the nitty-gritty of home insurance exclusions, ensuring you're well-prepared for any surprises. From windstorm worries to flood frustrations, we've got you covered with straightforward insights that cut through the confusion. Don't let insurance jargon leave you in the dark – read on to become the savviest homeowner in Illinois.

Explore the dynamics of home insurance markets – from the gentle breeze of the soft market to the challenges of the hard market. Discover how rising claims, natural disasters, and reinsurers influence premiums and coverage. Learn expert strategies to navigate rate hikes, coverage limits, and more. The McBride Agency has your back, ensuring your family and home stay secure. Dive into the world of home insurance with insights tailored for Illinois homeowners.

Priority Number One: Safety First The aftermath of a hailstorm can be incredibly stressful. However, the first thing you need to do is ensure that everyone in your home or establishment is safe from harm. If anyone is injured, call…

What is a percent-based deductible? Traditionally, deductibles are set at a fixed dollar amount. For example, if you have a $1,000 deductible and file a claim for $5,000, you would pay the first $1,000, and your insurance company would cover…

Groundwater seepage is a topic that is often overlooked by homeowners. In this article, we’ll discuss why groundwater seepage is a problem, how it can damage your home, and what you can do to protect your property. Why Groundwater Seepage…