What is a percent-based deductible? Traditionally, deductibles are set at a fixed dollar amount. For example, if you have a $1,000 deductible and file a claim for $5,000, you would pay the first $1,000, and your insurance company would cover…
Groundwater seepage is a topic that is often overlooked by homeowners. In this article, we’ll discuss why groundwater seepage is a problem, how it can damage your home, and what you can do to protect your property. Why Groundwater Seepage…
What is Uninsured Motorist Property Damage? UMPD is a type of car insurance coverage that provides protection for damage to your vehicle in the event that you are in an accident with an uninsured driver. This coverage is not mandatory,…
Reasons for Non-renewal One of the most common reasons for non-renewal is a decrease in an individual’s insurance score. Insurance scores are similar to credit scores, and they are used to determine how likely a person is to file a…
Insurance Coverage for Bursting Pipes Most homeowner and commercial property insurance policies will cover damage from a frozen pipe that bursts as long as the policy contains language specifying coverage for “sudden and accidental” discharge from a plumbing source or…
Protect Your Home from Falling Tree Branches One of the main concerns for homeowners during the winter is the risk of tree branches falling on the house. Strong winds and heavy snowfall can cause branches to snap and fall, causing…
Protect Your Home from Winter Damage One of the best ways to prevent winter weather damage to your home is to take proactive measures. This can include trimming tree branches, insulating pipes and attics, and shutting off the water valve…
The Importance of Insurance for Cars in Storage While it may not be required by law, having insurance for a car in storage can provide peace of mind and financial protection in case of unexpected damage. Whether your car is…
Collision and Comprehensive Coverage for Winter Damage Collision and comprehensive insurance can cover damages to your car caused by winter weather, such as losing control on a slippery road or having tree branches with snow and ice fall on your…
When it comes to protecting your home, it’s important to choose the right insurance carrier. There are many options available, and it can be overwhelming to determine which one is the best fit for your needs. If you’re a homeowner…
