A deductible is the amount of money you have to pay out-of-pocket before your insurance policy kicks in and starts covering costs. Your deductible is set when you purchase your policy, and it likely won’t be changed unless you decide…
Pets can be a liability when it comes to insurance Unless you’re trying to be the next Joe Exotic, most people don’t think of their pets as a liability when it comes to insurance. But the fact is, your furry…
Scheduled personal property insurance is a great way to boost your coverage limits for valuable items in your home. But what are the benefits of this type of policy, and how is it different from regular homeowner’s insurance? Here’s what…
Do you know what your biggest risk is when it comes to cybercrime and your cyber liability? It’s not ransomware or data breaches. Believe it or not, your biggest risk is simple theft. A hacker can easily steal your personal…
I know, I know. You already have insurance. Why do you need another policy? Well, an umbrella policy can help protect your home and assets in the event that something catastrophic happens. And trust me, when something bad happens, you’ll…
Whether you live in a single-story home or apartment, it’s important to have water backup coverage. Many people think that because they don’t own property and therefore can’t be flooded, they don’t need this type of coverage. However, what many…
If you’re a homeowner, it’s important to know about equipment breakdown endorsements. This addition to your home insurance can help protect you in the event that your home’s major appliances and systems stop working properly. Here’s what you need to…
Why Do Property Taxes Increase? Homeowners are all too familiar with the yearly ritual of paying property taxes. And while it’s never fun to write a check to the government, most people accept it as a necessary evil. But what…
