Should You Add Smart Devices to Get a Discount on Your Homeowner’s Insurance?

The most popular smart devices that offer homeowners insurance discounts are security systems, But other devices like thermostats, water sensors, and lighting can also help you save. Here are some of the most common discounts and how much you can expect to save:

  • Security Systems: Most companies will give you between 5-10% off for having a centrally monitored security system. If you have other security features like smoke detectors and deadbolts, you may be able to get an additional 5% off.
  • Thermostats: A few companies will give you a discount for having a Nest thermostat, but the savings are usually no more than 5%.
  • Water Sensors: These can save you up to 10% on your premiums, depending on the company.
  • Lighting: Smart lighting can also get you a 5-10% discount from some insurers.

In most cases, it’s worth it to get the discounts offered by homeowner’s insurance companies for having smart devices installed in your home. The savings might not be significant, but they can add up over time. Keep in mind that different companies offer different discounts, so make sure to shop around to see who offers the best deal. And finally, don’t let the possibility of getting a discount influence your decision too much when choosing an insurer—other factors like customer service and claims history are more important.

If you still have any questions about your current coverages, schedule a call with our team or import your policies using the links below for a full review.

Yes, Even if you’re not a current client!

Calendly

Meet with our team of experts.

Canopy Connect

Securely import your insurance information.

Get Your Quote Today

Map Marker - Black - Shadow

Request Your Proposal Here

Are you ready to save time, aggravation, and money? The team at The McBride Agency is here and ready to make the process as painless as possible. We look forward to meeting you!