Protect Your Classic Vehicle with Expert Insurance Solutions

Why You Need Specialized Classic Car Insurance

Standard auto insurance policies may not offer the protection your classic car needs. With classic car insurance, you’ll enjoy coverage tailored to the specific value, use, and needs of your vehicle. We’ll help you find a policy that recognizes the special care and investment that goes into maintaining a classic car.

• Agreed Value Coverage: Your classic car is insured for its true market value, so you’re fully protected in case of a total loss.
• Flexible Usage: Whether you use your classic car for pleasure drives or occasional shows, we offer flexible policies that cover how you use your vehicle.
• Restoration Coverage: If your car is undergoing restoration, we can help protect its value during the process.
• Expert Claims Handling: We understand that classic car repairs require specialized knowledge. Our partners offer claims services that understand the unique requirements of vintage vehicle restoration.

Our Process: Finding the Right Classic Car Insurance for You

At The McBride Agency, we simplify the process of getting specialized classic car insurance. Here’s how we work with you:

• Start a Quote: Provide us with details about your classic car, its usage, and any restoration work.
• We Compare Options: We shop around with our trusted network of insurance providers who specialize in classic car coverage.
• Select Your Plan: Choose the policy that fits your needs and gives your car the protection it deserves.

Why Classic Car Owners Trust The McBride Agency

We’re more than just insurance agents—we’re enthusiasts who appreciate the value of classic cars. That’s why we go the extra mile to ensure you’re getting the best coverage, tailored specifically to your car’s unique qualities and your needs.

• Independent Expertise: We work with multiple insurance carriers to find the best fit for your classic vehicle.
• Specialized Coverage: We understand that classic cars need special coverage beyond standard auto insurance policies.
• Personalized Service: Whether your car is a showpiece, a weekend driver, or undergoing restoration, we’ll help you find the right policy.
• Local Knowledge: Serving Dixon, IL for nearly 10 years, we understand the specific needs of classic car owners in the area.

Frequently Asked Questions About Classic Car Insurance

What qualifies as a classic car?

A classic car is typically any vehicle over 20–25 years old that has been maintained or restored to its original condition. However, definitions can vary by insurance carrier. We’ll help you determine if your car qualifies for a classic car insurance policy.

How is the value of my classic car determined?

With classic car insurance, we work with you and the insurer to agree on the value of your car. This “agreed value” means that in the event of a total loss, you’re reimbursed for the full agreed-upon value, not a depreciated amount.

Is classic car insurance more expensive than regular auto insurance?

Not necessarily! Classic car insurance can be surprisingly affordable, especially since classic cars are often driven less frequently than regular cars. We’ll shop around for the best rates to ensure you get great coverage at a fair price.

Can I drive my classic car regularly?

Most classic car insurance policies are designed for limited use, such as occasional pleasure drives or car shows. However, we’ll work with you to find a policy that fits how often and for what purpose you use your classic car.