Protect Your Toys with Specialized Insurance
Your toys are a source of adventure and freedom. Whether it’s cruising on a motorcycle, exploring in an RV, or setting sail on your boat, you deserve insurance that keeps you covered while you enjoy the ride. At The McBride Agency, we specialize in custom insurance solutions for all your recreational vehicles. As an independent insurance agency, we shop multiple carriers to find the perfect coverage that fits your needs and lifestyle.
Recreational Vehicle Insurance
RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.
Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage, and more. Coverage varies by state.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss.
Options tailored to your needs can include:
Stated Value – market value/actual cash value of the RV
Agreed Value – the insured amount, regardless of the current market value
Replacement Cost – replace your insured RV with a new RV that is most like it
Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation, and meal coverage if needed.
Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
Other additional coverage can include: accident forgiveness, pet coverage, diminishing deductible, and more.
Discounts can lower your premium. Ask if you qualify for safe driver discounts, original owner discounts, package discounts and more.
You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars, and boats.
The McBride Agency is locally operated to handle your insurance needs. We offer affordable and reliable insurance choices from multiple insurance companies.
Want to find out more about your RV Insurance options?
How to get started on your RV quote
To get started on your quote, call our office or click over to our quotes page.
Either way we’ll make the process simple!
